Conduct loan file transaction testing to determine regulatory credit risk grades by analyzing repayment capacity, including global capacity as needed, and collateral coverage.
Evaluate loan grading, underwriting standards, and credit administration practices pertaining to the credits assigned.
Assess loan grading accuracy, timely recognition of changes in loan quality, adherence to underwriting standards, policy exceptions, and covenant compliance.
Document well-supported findings and conclusions in accordance with Client System requirements.
Prepare loan write-ups as directed by the Asset Manager or Examiner-in-Charge.
Participate in periodic loan review roundtables to discuss review status and any emerging issues.