Job Description:
Specialize in determining a business's or individual's credit worthiness
Looks at all past credit purchases and, based on their findings, decides if a person or a corporation is worthy to receive a loan
Reviewing numerical figures as a part of their daily function
Aggregate and evaluate data related to credit and credit risk to support organizational decision-making
Ensure that approved accounts remain in good standing
Establish terms for approved credit requests
Must Have:
Experience in risk mitigation within the payments industry (3-5 years preferred) with the ability to identify the behaviors and signs of risky financial transactions or accounts
Excellent research and investigative skills
Proficient use of technology with exceptional internet research skills
Ability to make independent and sound decisions and think on your feet in a dynamic environment
Applies defined procedures to independently investigate, analyze, and resolve queued fraud and financial risk issues
Makes outbound calls to customers to validate payments transactions
Writes complete, succinct and accurate case notes
Reviews other risk agent's work to either approve or provide feedback
Provides empathetic, accurate, and efficient resolutions to the most complex and escalated customers
Handles questions or escalations on suspected fraud from other business units
The majority of credit analysts have a Bachelor's degree in mathematics, business, economics, or accounting
Any Gradute